Simplifying Homeownership with Communication, Education, Technology, and Guidance
A best-in-class experience that turns the complex mortgage process into a smooth and stress-free journey—available 24/7 to keep you informed every step of the way.
What Our Clients Are Saying
The quick follow up, time spent to explain any questions that my wife and I had, and the level of transparency. The transaction was smooth from start to finish.
—Maurice Cornelius
Josh is extremely helpful & knowledgeable, able to make the biggest purchase of our lives simple, quick and easy. I already gave his contact to a friend.
—Kerry and Cligiel
As a first time homebuyer, Josh was in constant communication, and always provided clarity through answers for all the questions I had, during the entire process.
—Keith Comrey
We make buying a home simple.
At The Giddings Group, we do more than just loans—we simplify every step of the process, helping you build equity, create wealth, and achieve your homeownership goals. With personalized attention from a team that’s available around the clock, you’ll have everything you need to feel confident and empowered in your financial decisions. Whether you're buying your first home, refinancing, or investing, we’re here to guide you every step of the way.
Our Core Values
Wealth Creation
Your home is your biggest asset. Build equity, not rent.
Turn bad debt into good debt.
Knowledge
Learn how to buy the right way.
Leverage debt to build wealth.
Communication
Available 24/7, 365 days a year.
Updates on all major milestones—our personal numbers are always open.
Technology
Hi-tech + Hi-touch experience. Modern tools that enhance, not replace, the human touch.
Our Team
Josh Giddings
Branch Manager, NMLS# 39634
With a mission to simplify the mortgage process, Josh leads with communication, education, and a personal touch. Available 24/7, he’s committed to helping clients build wealth through homeownership and guiding them every step of the way.
Daniel “Leif” Barron
Loan Officer, NMLS# 2515076
With a background in residential solar design and real estate investment, Leif leverages his expertise to help homeowners and investors confidently achieve their goals. His customer-focused experience ensures a seamless and smooth pricess..
Niki Lyn Vazquez
Loan Officer, NMLS# 2432381
A former Special Education Liaison, Niki brings empathy, meticulous organization, and exceptional communication to mortgage lending. She ensures every client feels fully supported and empowered to make confident, sound financial decisions.
Have questions or ready to get started?
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Our Mission: We disrupt the traditional mortgage process, simplifying it into its smoothest elements. With clear communication, education, advanced technology, and personalized guidance, we help homebuyers create generational wealth through homeownership.
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